Your “In-House” Insurance Advocate
Negotiate the best business insurance program and feel empowered every day.
Without knowledge about how the industry works, buyers wonder if they are getting “exploited.” Like you, we care about getting the right insurance at the best price.
Decisions about property & casualty insurance have significant implications on human safety as well as business costs. It is possible to get the best insurance program and feel empowered every day.
IAG can help you accomplish it all. IAG acts as your internal insurance advocate, keeping your agent and the insurance companies in check. Here's how we can help you:
Business Insurance Policy EvaluationEvaluate insurance premiums to determine if they are appropriate for your business. Review your current coverages with your agent to ensure if they are appropriate for your business. Working with you and your agent we continuously analyze your business and risk as your business changes. Perform risk assessment with your agent.
Employment and Executive Risk AssessmentAre you covered by the risk? Evaluation of Executive Officer Personal Exposure Employment Practices Directors and Officers exposure Fiduciary
Cyber Risk Exposure ConsultationDetermine your needs by giving you access to industry experts for: Loss of business revenue Ransomware Malware
Claims Review, Negotiations, ClosureWe make sure you get what you have paid for from the insurance company, ensuring they uphold their contractual obligations. We will work with adjusters on specific claims making sure your financial interests are represented and claims are resolved to your advantage. We review claims reports periodically to ensure proper valuation and timely closures.
Premium Audit Review/Support and NegotiationGeneral Liability, Workers Compensation We know your rights in this process and will enforce them protecting your interests.
Contract ReviewYour customers require specific contractual language to do business with them. We review contracts with you and your legal representative to ensure your interests are protected. Specific Limits Additional Insured Waiver of Subrogation Hold Harmless Agreements Indemnification
Merger and Acquisitions Due DiligenceWhen your business expansion calls for merger or acquisition, we provide support during the process to ensure your insurance requirements are met at the appropriate cost.
Renewal NegotiationWe create a financial model that shows you just how much profit YOUR business generates for the insurance company. Market pricing is not what we are after, our aim is to crush the market! Our Return on Investment model shows the insurance industry how profitable in real dollars your business is to them. Rather than waiting for your agent/insurance company to tell you how much your renewal will cost; we advise them on how much you are willing to pay.
We simplify the insurance process so you understand coverages, premiums and any claims issues. This enables you to focus on running your company and not spending time managing the insurance program. That's your advocates job! With almost 100 years of combined experience on the agent/company side and now two decades working on behalf of the buyers, IAG is becoming the go-to resource for mid-market companies. We’ve worked with companies in a variety of industries, empowering and defending buyers like you, so you can have peace-of-mind and confidence that your business insurance program is the best in America and is working for you every day.
Here's Some Client Feedback:
“I have an insurance advocate on my team advancing my interest and my interest alone. They know the questions to ask.”
“IAG made me an informed buyer. In any financial negotiation, which insurance is, knowledge is king. IAG gave me the knowledge I needed to better negotiate for our company.”