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Your “In-House” Insurance Advocate

Negotiate the best business insurance program and feel empowered every day.

Without knowledge about how the industry works, buyers wonder if they are getting “exploited.” Like you, we care about getting the right insurance at the best price.

 

Decisions about property & casualty insurance have significant implications on human safety as well as business costs. It is possible to get the best insurance program and feel empowered every day.

IAG can help you accomplish it all. IAG acts as your internal insurance advocate, keeping your agent and the insurance companies in check. Here's how we can help you:

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  • Evaluate Insurance Premiums
    We calculate a “Return on Investment” (ROI) financial document proprietary to IAG that we use to negotiate pricing with the agent/insurance company. IAG can help manage captive costs with your agent and advise on additional coverages.
  • Review Employment and Executive Coverages
    Evaluation of Executive Officer Personal Exposure Employment Practices Directors and Officers exposure Fiduciary
  • Cyber Risk Exposure Assessment
    Determine your needs by giving you access to industry experts for: Loss of business revenue Ransomware Malware
  • Claims Review, Negotiations, Closure
    We make sure you get what you have paid for from the insurance company, ensuring they uphold their contractual obligations. We will work with adjusters on specific claims making sure your financial interests are represented and claims are resolved to your advantage. We review claims reports periodically to ensure proper valuation and timely closures.
  • Premium Audit Review/Support and Negotiation
    General Liability, Workers Compensation We know your rights and coverages and will ensure we protect your interest.
  • Contract Review
    Your customers require specific contractual language to do business with them. We review contracts with you and your legal representative to ensure your interests are protected. Specific Limits Additional Insured Waiver of Subrogation Hold Harmless Agreements Indemnification
  • Merger and Acquisitions Due Diligence
    When your business expansion calls for a merger or acquisition, we provide support during the process to ensure your insurance requirements are met at the appropriate cost.
  • Renewal Negotiation
    We create a financial model that shows you just how much profit YOUR business generates for the insurance company. Market pricing is not what we are after; our aim is to crush the market!

We simplify the insurance process so you understand coverages, premiums and any claims issues. This enables you to focus on running your company and not spending time managing the insurance program. That's your advocates job! With almost 100 years of combined experience on the agent/company side and now two decades working on behalf of the buyers, IAG is becoming the go-to resource for mid-market companies. We’ve worked with companies in a variety of industries, empowering and defending buyers like you, so you can have peace-of-mind and confidence that your business insurance program is the best in America and is working for you every day.

Here's Some Client Feedback:​​

“I have an insurance advocate on my team advancing my interest and my interest alone. They know the questions to ask.”

“IAG made me an informed buyer. In any financial negotiation, which insurance is, knowledge is king. IAG gave me the knowledge I needed to better negotiate for our company.” ​

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