Privacy Policy
Our Commitment to Privacy Our Privacy Policy was developed as an extension of our
commitment to combine the highest-quality products and services with
the highest level of integrity in dealing with our clients and
partners. The Policy is designed to assist you in understanding how we
collect, use and safeguard the personal information you provide to us
and to assist you in making informed decisions when using our site and
our products and services. This statement will be continuously assessed
against new technologies, business practices and our customers’
needs.
What Information Do We Collect? When you visit our Web site you may provide us with two
types of information: personal information you knowingly choose to
disclose that is collected on an individual basis and Web site use
information collected on an aggregate basis as you and others browse
our Web site.
1. Personal Information You Choose to Provide
Credit Card Information If you choose to purchase products or services from us or our
partners, you may need to give personal information and authorization
to obtain information from various credit services. For example, you
may need to provide the following information: Name, Mailing address,
Email address, Credit card number, Home and business phone number,
Other personal information (i.e. mother’s maiden name)
Email Information In addition to providing the foregoing information to our
partners, if you choose to correspond further with us through email, we
may retain the content of your email messages together with your email
address and our responses. We provide the same protections for these
electronic communications that we employ in the maintenance of
information received by mail and telephone.
2. Web Site Use Information Similar to other commercial Web sites, our Web site
utilizes a standard technology called “cookies” (see
explanation below, “What Are Cookies?”) and Web server logs
to collect information about how our Web site is used. Information
gathered through cookies and Web server logs may include the date and
time of visits, the pages viewed, time spent at our Web site, and the
Web sites visited just before and just after our Web site. This
information is collected on an aggregate basis. None of this
information is associated with you as an individual.
How Do We Use the Information That You Provide to
Us? Broadly speaking, we use personal
information for purposes of administering our business activities,
providing customer service and making available other products and
services to our customers and prospective customers. Occasionally, we
may also use the information we collect to notify you about important
changes to our Web site, new services and special offers we think you
will find valuable. The lists used to send you product and service
offers are developed and managed under our traditional corporate
standards designed to safeguard the security and privacy of our
customers’ personal information. As a customer, you will be given
the opportunity, at least once annually, to notify us of your desire
not to receive these offers.
What Are Cookies?
Cookies are a feature of Web browser software that allows Web servers
to recognize the computer used to access a Web site. Cookies are small
pieces of data that are stored by a user’s Web browser on the
user’s hard drive. Cookies can remember what information a user
accesses on one Web page to simplify subsequent interactions with that
Web site by the same user or to use the information to streamline the
user’s transactions on related Web pages. This makes it easier
for a user to move from Web page to Web page and to complete commercial
transactions over the Internet. Cookies should make your online
experience easier and more personalized.
How Do We Use Information We Collect from Cookies? We use Web site browser software tools such as
cookies and Web server logs to gather information about our Web site
users’ browsing activities, in order to constantly improve our
Web site and better serve our customers. This information assists us to
design and arrange our Web pages in the most user-friendly manner and
to continually improve our Web site to better meet the needs of our
customers and prospective customers.
Cookies help us collect important business and
technical statistics. The information in the cookies lets us trace the
paths followed by users to our Web site as they move from one page to
another. Web server logs allow us to count how many people visit our
Web site and evaluate our Web site’s visitor capacity. We do not
use these technologies to capture your individual email address or any
personally identifying information about you although they do permit us
to send focused online banner advertisements or other such responses to
you.
Sharing Information with Affiliates From time to time you may notice offers from
outside companies advertised on our Web site. We take measures to
select product or service providers that are responsible and afford
privacy protections to their customers. However, we cannot make any
representations about the practices and policies of these companies.
Sharing Information with Strategic Partners We may enter into strategic marketing alliances or
partnerships with third parties who may be given access to personal
information including your name, address, telephone number and email
for the purpose of providing you information regarding products and
services that we think will be of interest to you. In connection with
strategic marketing alliances or partnerships, we will retain all
ownership rights to the information, and we will not share information
regarding your social security number or other personal financial data.
Notice of New Services and Changes Occasionally, we may also use the information we
collect to notify you about important changes to our Web site, new
services and special offers we think you will find valuable. As our
client, you will be given the opportunity to notify us of your desire
not to receive these offers by clicking on a response box when you
receive such an offer or by sending us an email request at
info@insuranceadvocacygroup.com.
How Do We Secure Information Transmissions? When you send confidential personal credit card
information to us on our Web site, a secure server software which we
have licensed encrypts all information you input before it is sent to
us. The information is scrambled en route and decoded once it reaches
our Web site.
Other email that you may send to us may not be
secure unless we advise you that security measures will be in place
prior to your transmitting the information. For that reason, we ask
that you do not send confidential information such as Social Security
or account numbers to us through an unsecured email.
How Do We Protect Your Information?
Information Security. We
utilize encryption/security software to safeguard the confidentiality
of personal information we collect from unauthorized access or
disclosure and accidental loss, alteration or destruction.
Evaluation of Information Protection Practices. Periodically, our operations and business
practices are reviewed for compliance with corporate policies and
procedures governing the security, confidentiality and quality of our
information.
Employee Access, Training and Expectations. Our corporate values, ethical standards, policies
and practices are committed to the protection of customer information.
In general, our business practices limit employee access to
confidential information, and limit the use and disclosure of such
information to authorized persons, processes and transactions.
How Can You Access and Correct Your Information?
You may request access to all your
personally identifiable information that we collect online and maintain
in our database by emailing info@insuranceadvocacygroup.com.
Do We Disclose Information to Outside Parties?
We may provide aggregate information
about our customers, sales, Web site traffic patterns and related Web
site information to our affiliates or reputable third parties, but this
information will not include personally identifying data, except as
otherwise provided in this Privacy Policy.
What About Legally Compelled Disclosure of
Information? We may disclose
information when legally compelled to do so, in other words, when we,
in good faith, believe that the law requires it or for the protection
of our legal rights.
What About Other Web Sites Linked to Our Web Site?
We are not responsible for the
practices employed by Web sites linked to or from our Web site nor the
information or content contained therein. Often links to other Web
sites are provided solely as pointers to information on topics that may
be useful to the users of our Web site.
Please remember that when you use a link to go
from our Web site to another Web site, our Privacy Policy is no longer
in effect. Your browsing and interaction on any other Web site,
including Web sites which have a link on our Web site, is subject to
that Web site’s own rules and policies. Please read over those
rules and policies before proceeding.
Your Consent By
using our Web site you consent to our collection and use of your
personal information as described in this Privacy Policy. If we change
our privacy policies and procedures, we will post those changes on our
Web site to keep you aware of what information we collect, how we use
it and under what circumstances we may disclose it.